Suntrust Bank (867)

Performance And Condition Ratios (Figures in USD Thousands)

Term QOQ Q/Q Q1 : 15 Q4 : 14 Q3 : 14 Q2 : 14 Q1 : 14
Performance Ratios (%, annualized)          
Yield on earning assets 3.00 % 3.31 % 3.35 % 3.38 % 3.40 %
Cost of funding earning assets 0.23 % 0.25 % 0.25 % 0.25 % 0.26 %
Net interest margin 2.77 % 3.07 % 3.10 % 3.13 % 3.15 %
Noninterest income to average assets 1.58 % 1.54 % 1.49 % 1.48 % 1.46 %
Noninterest expense to average assets 2.61 % 2.86 % 2.84 % 2.98 % 2.81 %
Loan and lease loss provision to assets 0.12 % 0.19 % 0.21 % 0.21 % 0.25 %
Net operating income to assets 0.94 % 0.98 % 1.00 % 0.83 % 0.94 %
Return on assets (ROA) 0.93 % 0.97 % 0.99 % 0.82 % 0.93 %
Pretax return on assets 1.36 % 1.23 % 1.22 % 1.10 % 1.22 %
Return on Equity (ROE) 7.62 % 7.87 % 7.99 % 6.58 % 7.46 %
Retained earnings to average equity (ytd only) 3.66 % 4.36 % 4.65 % 3.60 % 5.62 %
Net charge-offs to loans 0.29 % 0.34 % 0.35 % 0.34 % 0.34 %
Credit loss provision to net charge-offs 55.76 % 75.97 % 78.36 % 81.64 % 96.37 %
Earnings coverage of net charge-offs (x) 6.93 % 5.76 % 5.45 % 5.16 % 5.80 %
Efficiency ratio 63.70 % 66.51 % 66.20 % 69.23 % 65.47 %
Assets per employee ($ millions) 8.17 % 8.13 % 7.83 % 7.41 % 7.33 %
Cash dividends to net income (ytd only)* 51.97 % 44.60 % 41.80 % 45.29 % 24.74 %
Condition Ratios (%)          
Loss allowance to loans 1.39 % 1.42 % 1.47 % 1.50 % 1.56 %
Loan loss allowance to noncurrent loans 117.98 % 111.97 % 104.57 % 103.01 % 98.33 %
Noncurrent assets plus other real estate owned to assets 0.95 % 1.02 % 1.13 % 1.22 % 1.32 %
Noncurrent loans to loans 1.18 % 1.27 % 1.40 % 1.45 % 1.59 %
Net loans and leases to total assets 72.32 % 72.32 % 72.33 % 73.87 % 73.28 %
Net loans and leases to deposits 91.40 % 93.83 % 94.59 % 96.26 % 94.37 %
Net loans and leases to core deposits 95.92 % 99.07 % 100.14 % 102.44 % 100.67 %
Total domestic deposits to total assets 78.96 % 76.87 % 76.34 % 76.74 % 77.66 %
Equity capital to assets 12.34 % 12.16 % 12.24 % 12.39 % 12.46 %
Core capital (leverage) ratio 9.65 % 9.57 % 9.69 % 9.69 % 9.78 %
Tier 1 risk-based capital ratio 11.03 % 10.67 % 10.70 % 10.70 % 11.04 %
Total risk-based capital ratio 12.58 % 12.29 % 12.36 % 12.46 % 12.83 %
Memoranda          
Common equity tier 1 capital ratio 11.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Average total assets 185,602,182.00 % 178,706,124.60 % 176,910,510.00 % 175,028,853.00 % 173,362,819.50 %
Average earning assets 168,197,695.00 % 161,075,880.00 % 159,250,091.00 % 157,286,251.67 % 155,799,317.00 %
Average equity 22,740,372.50 % 22,077,772.40 % 21,945,908.00 % 21,811,167.67 % 21,670,055.50 %
Average total loans 136,135,443.50 % 132,840,077.40 % 131,959,353.50 % 131,273,863.67 % 130,030,912.50 %

Note:Financial data is valid as of 31-03-2015


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(Figures in USD Thousands)
Top 10 biggest Banks by Deposits
JPMorgan Chase Bank, National Association(18409) - 1,426,389,000 USD
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Bank of America, National Association(18409) - 1,240,222,000 USD
Citibank, National Association(18409) - 937,406,000 USD
Wachovia Bank, National Association(18409) - 355,574,000 USD
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The Bank of New York Mellon(18409) - 272,820,000 USD
PNC Bank, National Association(18409) - 242,004,434 USD
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Capital One, National Association(18409) - 198,745,120 USD
(Figures in USD Thousands)
Note: Financial data for American banks are derived from Federal Reserve website www.fededirectory.frb.org. We do not gurantee for it's for correctness.We are not liable or responsible for any loss due to information on this website.