Suntrust Bank (867)
Financial Health
Texas Ratio
The Texas Ratio is easy and effective way to determine the overall credit troubles by financial institutions.
Developed at RBC Capital Markets,It is computed by dividing the value of the lender's non-performing assets (Non performing loans + Real Estate Owned) by the sum of its tangible common equity capital and loan loss reserves
Based on the financial data, Suntrust Bank has Texas ratio as 7.07% which is considered as Low Risk.
Texas Ratio: 7.07% - Low Risk
Deposit Growth 
Increase in the deposit growth in the Bank is a indicator of people trust in the Bank.
It also strengthen the balance sheet of the bank.
You can check the deposit history in the bank below over the period of time.
A strong track record of stable growth is an indicator of consumer confidence and the bank's ability to sustain in the market.
Suntrust Bank's QOQ (Quarter On Quarter) Deposit growth is Positive
Capitalization
Another important indicator of Bank financial health is banks available capital.
Available capital is calculated as Bank's assets minus its liabilities.
Stronger capital means that more assets are available to cover potential losses.
Suntrust Bank's QOQ (Quarter On Quarter) Capitalization growth is Positive
Assets Growth
A strong track record of stable growth is Assets indicates the bank's ability to sustain in long term.
You can check banks Assets history below over the period of time.
Suntrust Bank's QOQ (Quarter On Quarter) Asset growth is Positive
Financial Health Chart (Figures in USD Thousands)
| Q:Y |
Total Deposits | Total Assets | Total Liabilities |
Capitali- zation |
Non-Current Loans and Leases | Other Real Estate Owned | Total Equity Capital | Loan Loss Allowance | TX Ratio |
|---|---|---|---|---|---|---|---|---|---|
| Q1:15 | 146,629 | 185,316 | 162,329 | 22,987 | 1,604 | 154 | 22,987 | 1,892 | 7.07% |
| Q4:14 | 143,270 | 185,889 | 163,170 | 22,719 | 1,729 | 172 | 22,719 | 1,936 | 7.71% |
| Q3:14 | 139,608 | 182,555 | 160,097 | 22,459 | 1,881 | 178 | 22,459 | 1,967 | 8.43% |
| Q2:14 | 136,879 | 178,361 | 156,154 | 22,207 | 1,944 | 228 | 22,207 | 2,002 | 8.97% |
| Q1:14 | 136,261 | 175,464 | 153,490 | 21,974 | 2,074 | 246 | 21,974 | 2,039 | 9.66% |
| Q4:13 | 132,947 | 171,262 | 149,678 | 21,584 | 2,214 | 272 | 21,584 | 2,043 | 10.52% |
| Q3:13 | 131,671 | 167,525 | 146,202 | 21,323 | 2,257 | 387 | 21,323 | 2,070 | 11.30% |
| Q2:13 | 129,884 | 167,102 | 145,729 | 21,373 | 2,192 | 391 | 21,373 | 2,124 | 10.99% |
| Q1:13 | 130,643 | 167,730 | 146,138 | 21,593 | 2,331 | 398 | 21,593 | 2,151 | 11.49% |
| Q4:12 | 133,279 | 169,077 | 147,718 | 21,359 | 2,366 | 419 | 21,359 | 2,173 | 11.83% |
| Q3:12 | 128,981 | 168,951 | 147,754 | 21,197 | 4,001 | 466 | 21,197 | 2,238 | 19.06% |
| Q2:12 | 130,465 | 172,028 | 150,869 | 21,160 | 4,608 | 472 | 21,160 | 2,299 | 21.65% |
| Q1:12 | 132,015 | 172,289 | 151,364 | 20,926 | 4,863 | 579 | 20,926 | 2,347 | 23.39% |
| Q4:11 | 129,833 | 171,292 | 150,644 | 20,647 | 4,932 | 627 | 20,647 | 2,456 | 24.07% |
| Q3:11 | 128,112 | 166,486 | 145,700 | 20,786 | 5,054 | 660 | 20,786 | 2,599 | 24.43% |
| Q2:11 | 129,030 | 165,801 | 145,583 | 20,218 | 5,245 | 674 | 20,218 | 2,743 | 25.78% |
| Q1:11 | 128,212 | 164,794 | 144,990 | 19,804 | 5,675 | 736 | 19,804 | 2,853 | 28.30% |
| Q4:10 | 126,112 | 162,510 | 142,918 | 19,591 | 5,675 | 809 | 19,591 | 2,973 | 28.74% |
| Q3:10 | 123,435 | 164,557 | 144,701 | 19,856 | 5,879 | 844 | 19,856 | 3,085 | 29.31% |
| Q2:10 | 121,578 | 160,509 | 140,945 | 19,564 | 6,074 | 817 | 19,564 | 3,155 | 30.33% |
| Q1:10 | 122,089 | 160,993 | 142,787 | 18,206 | 6,819 | 768 | 18,206 | 3,175 | 35.48% |
| Q4:09 | 124,821 | 164,341 | 146,244 | 18,096 | 6,902 | 748 | 18,096 | 3,119 | 36.05% |
| Q3:09 | 125,733 | 166,171 | 147,712 | 18,459 | 6,952 | 665 | 18,459 | 3,023 | 35.46% |
| Q2:09 | 124,219 | 170,140 | 151,597 | 18,543 | 6,914 | 668 | 18,543 | 2,895 | 35.37% |
| Q1:09 | 125,328 | 174,237 | 155,328 | 18,909 | 5,981 | 668 | 18,909 | 2,734 | 30.72% |