National Bank Of Commerce (57764)

Financial Health

Texas Ratio

The Texas Ratio is easy and effective way to determine the overall credit troubles by financial institutions. Developed at RBC Capital Markets,It is computed by dividing the value of the lender's non-performing assets (Non performing loans + Real Estate Owned) by the sum of its tangible common equity capital and loan loss reserves
Based on the financial data, National Bank Of Commerce has Texas ratio as 3.25% which is considered as Low Risk.

       Texas Ratio: 3.25% - Low Risk

Deposit Growth

Increase in the deposit growth in the Bank is a indicator of people trust in the Bank. It also strengthen the balance sheet of the bank. You can check the deposit history in the bank below over the period of time. A strong track record of stable growth is an indicator of consumer confidence and the bank's ability to sustain in the market.
National Bank Of Commerce's QOQ (Quarter On Quarter) Deposit growth is Positive


Capitalization

Another important indicator of Bank financial health is banks available capital. Available capital is calculated as Bank's assets minus its liabilities. Stronger capital means that more assets are available to cover potential losses.
National Bank Of Commerce's QOQ (Quarter On Quarter) Capitalization growth is Positive


Assets Growth

A strong track record of stable growth is Assets indicates the bank's ability to sustain in long term. You can check banks Assets history below over the period of time.
National Bank Of Commerce's QOQ (Quarter On Quarter) Asset growth is Positive


Financial Health Chart (Figures in USD Thousands)

Q:Y

Total Deposits Total Assets Total Liabilities Capitali-
zation
Non-Current Loans and Leases Other Real Estate Owned Total Equity Capital Loan Loss Allowance TX Ratio
Q1:15 1,026 1,205 1,060 145 3 2 145 10 3.25%
Q4:14 776 908 806 102 2 1 102 10 2.98%
Q3:14 768 897 798 99 1 1 99 9 1.93%
Q2:14 668 783 692 90 1 1 90 9 2.01%
Q1:14 637 750 662 89 3 1 89 9 4.24%
Q4:13 679 791 704 88 3 1 88 9 4.36%
Q3:13 562 673 587 86 3 1 86 9 4.53%
Q2:13 541 655 570 85 1 0 85 10 1.18%
Q1:13 535 647 562 85 0 0 85 10 0.53%
Q4:12 581 693 608 84 0 0 84 10 0.36%
Q3:12 509 626 541 84 1 0 84 9 0.81%
Q2:12 424 541 458 83 1 0 83 10 1.55%
Q1:12 378 494 412 83 1 0 83 11 0.74%
Q4:11 326 426 344 82 2 1 82 10 2.85%
Q3:11 320 422 340 81 4 1 81 10 5.98%
Q2:11 294 397 317 80 5 3 80 11 8.60%
Q1:11 281 384 304 79 7 3 79 11 10.68%
Q4:10 272 375 296 80 10 3 80 11 14.85%
Q3:10 269 323 292 32 7 4 32 7 28.97%
Q2:10 302 360 329 31 9 2 31 6 28.78%
Q1:10 294 352 321 31 9 2 31 6 28.68%
Q4:09 313 371 340 31 9 2 31 5 29.58%
Q3:09 301 368 338 31 12 2 31 4 40.38%
Q2:09 331 390 360 30 7 1 30 4 23.49%
Q1:09 330 387 359 28 6 2 28 4 24.05%
Note:Financial data is valid as of 31-03-2015


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(Figures in USD Thousands)
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JPMorgan Chase Bank, National Association(18409) - 1,426,389,000 USD
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Citibank, National Association(18409) - 937,406,000 USD
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Capital One, National Association(18409) - 198,745,120 USD
(Figures in USD Thousands)
Note: Financial data for American banks are derived from Federal Reserve website www.fededirectory.frb.org. We do not gurantee for it's for correctness.We are not liable or responsible for any loss due to information on this website.