Gulf Coast Bank And Trust Company (32974)

Financial Health

Texas Ratio

The Texas Ratio is easy and effective way to determine the overall credit troubles by financial institutions. Developed at RBC Capital Markets,It is computed by dividing the value of the lender's non-performing assets (Non performing loans + Real Estate Owned) by the sum of its tangible common equity capital and loan loss reserves
Based on the financial data, Gulf Coast Bank And Trust Company has Texas ratio as 21.23% which is considered as Low Risk.

       Texas Ratio: 21.23% - Low Risk

Deposit Growth

Increase in the deposit growth in the Bank is a indicator of people trust in the Bank. It also strengthen the balance sheet of the bank. You can check the deposit history in the bank below over the period of time. A strong track record of stable growth is an indicator of consumer confidence and the bank's ability to sustain in the market.
Gulf Coast Bank And Trust Company's QOQ (Quarter On Quarter) Deposit growth is Positive


Capitalization

Another important indicator of Bank financial health is banks available capital. Available capital is calculated as Bank's assets minus its liabilities. Stronger capital means that more assets are available to cover potential losses.
Gulf Coast Bank And Trust Company's QOQ (Quarter On Quarter) Capitalization growth is Positive


Assets Growth

A strong track record of stable growth is Assets indicates the bank's ability to sustain in long term. You can check banks Assets history below over the period of time.
Gulf Coast Bank And Trust Company's QOQ (Quarter On Quarter) Asset growth is Positive


Financial Health Chart (Figures in USD Thousands)

Q:Y

Total Deposits Total Assets Total Liabilities Capitali-
zation
Non-Current Loans and Leases Other Real Estate Owned Total Equity Capital Loan Loss Allowance TX Ratio
Q1:15 1,087 1,259 1,143 116 24 2 116 11 21.23%
Q4:14 994 1,220 1,107 113 24 1 113 10 20.94%
Q3:14 1,008 1,198 1,088 109 23 2 109 12 19.82%
Q2:14 973 1,156 1,050 107 22 2 107 11 20.50%
Q1:14 911 1,047 946 101 21 2 101 11 20.94%
Q4:13 845 982 884 98 27 1 98 10 25.87%
Q3:13 857 982 885 96 30 3 96 10 31.02%
Q2:13 839 975 881 93 29 4 93 10 30.90%
Q1:13 813 940 849 91 25 4 91 11 28.68%
Q4:12 804 939 850 89 26 4 89 11 29.99%
Q3:12 789 926 841 86 28 5 86 11 33.97%
Q2:12 774 905 824 81 34 4 81 11 41.49%
Q1:12 777 914 834 80 33 6 80 11 43.04%
Q4:11 740 881 803 78 34 6 78 11 44.63%
Q3:11 736 880 803 78 40 8 78 12 54.08%
Q2:11 733 882 801 81 41 9 81 14 52.80%
Q1:11 742 895 816 79 37 12 79 10 54.37%
Q4:10 737 890 812 78 36 12 78 11 53.82%
Q3:10 742 902 826 77 41 13 77 10 61.87%
Q2:10 756 914 840 74 36 13 74 8 60.34%
Q1:10 875 1,035 963 72 37 11 72 10 58.71%
Q4:09 824 984 913 71 37 10 71 10 58.35%
Q3:09 900 1,062 997 65 33 12 65 10 60.38%
Q2:09 868 1,034 970 63 20 14 63 9 47.96%
Q1:09 800 965 903 62 21 9 62 9 42.47%
Note:Financial data is valid as of 31-03-2015


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(Figures in USD Thousands)
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(Figures in USD Thousands)
Note: Financial data for American banks are derived from Federal Reserve website www.fededirectory.frb.org. We do not gurantee for it's for correctness.We are not liable or responsible for any loss due to information on this website.