Fnbc Bank (1294)

Financial Health

Texas Ratio

The Texas Ratio is easy and effective way to determine the overall credit troubles by financial institutions. Developed at RBC Capital Markets,It is computed by dividing the value of the lender's non-performing assets (Non performing loans + Real Estate Owned) by the sum of its tangible common equity capital and loan loss reserves
Based on the financial data, Fnbc Bank has Texas ratio as 9.62% which is considered as Low Risk.

       Texas Ratio: 9.62% - Low Risk

Deposit Growth

Increase in the deposit growth in the Bank is a indicator of people trust in the Bank. It also strengthen the balance sheet of the bank. You can check the deposit history in the bank below over the period of time. A strong track record of stable growth is an indicator of consumer confidence and the bank's ability to sustain in the market.
Fnbc Bank's QOQ (Quarter On Quarter) Deposit growth is


Capitalization

Another important indicator of Bank financial health is banks available capital. Available capital is calculated as Bank's assets minus its liabilities. Stronger capital means that more assets are available to cover potential losses.
Fnbc Bank's QOQ (Quarter On Quarter) Capitalization growth is


Assets Growth

A strong track record of stable growth is Assets indicates the bank's ability to sustain in long term. You can check banks Assets history below over the period of time.
Fnbc Bank's QOQ (Quarter On Quarter) Asset growth is


Financial Health Chart (Figures in USD Thousands)

Q:Y

Total Deposits Total Assets Total Liabilities Capitali-
zation
Non-Current Loans and Leases Other Real Estate Owned Total Equity Capital Loan Loss Allowance TX Ratio
Q1:15 268 360 325 34 2 1 34 4 9.62%
Q4:14 269 358 323 34 3 1 34 4 10.31%
Q3:14 266 367 328 39 4 1 39 4 11.78%
Q2:14 271 366 329 37 4 1 37 4 11.80%
Q1:14 276 369 332 37 7 0 37 4 17.75%
Q4:13 271 368 333 35 8 0 35 4 22.05%
Q3:13 270 375 339 36 8 0 36 4 20.19%
Q2:13 272 374 337 37 6 1 37 4 16.70%
Q1:13 284 372 333 39 5 0 39 4 11.03%
Q4:12 283 363 325 39 4 0 39 4 9.06%
Q3:12 292 356 318 39 7 0 39 4 16.98%
Q2:12 298 358 321 37 6 0 37 4 15.82%
Q1:12 296 352 316 36 7 0 36 4 16.71%
Q4:11 292 360 325 35 7 1 35 4 19.79%
Q3:11 296 364 326 38 8 3 38 4 26.24%
Q2:11 304 362 326 36 9 3 36 4 30.83%
Q1:11 303 364 330 35 8 4 35 3 29.81%
Q4:10 296 363 329 35 6 4 35 4 26.71%
Q3:10 311 386 351 35 9 5 35 4 34.60%
Q2:10 312 385 351 34 9 3 34 4 33.11%
Q1:10 310 383 350 33 10 4 33 4 38.00%
Q4:09 308 383 352 31 10 3 31 3 38.39%
Q3:09 299 389 356 33 6 3 33 3 24.74%
Q2:09 295 391 360 32 7 3 32 3 29.44%
Q1:09 308 394 368 26 7 3 26 3 35.26%
Note:Financial data is valid as of 31-03-2015


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(Figures in USD Thousands)
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(Figures in USD Thousands)
Note: Financial data for American banks are derived from Federal Reserve website www.fededirectory.frb.org. We do not gurantee for it's for correctness.We are not liable or responsible for any loss due to information on this website.