Fidelity Bank (21440)

Financial Health

Texas Ratio

The Texas Ratio is easy and effective way to determine the overall credit troubles by financial institutions. Developed at RBC Capital Markets,It is computed by dividing the value of the lender's non-performing assets (Non performing loans + Real Estate Owned) by the sum of its tangible common equity capital and loan loss reserves
Based on the financial data, Fidelity Bank has Texas ratio as 17.58% which is considered as Low Risk.

       Texas Ratio: 17.58% - Low Risk

Deposit Growth

Increase in the deposit growth in the Bank is a indicator of people trust in the Bank. It also strengthen the balance sheet of the bank. You can check the deposit history in the bank below over the period of time. A strong track record of stable growth is an indicator of consumer confidence and the bank's ability to sustain in the market.
Fidelity Bank's QOQ (Quarter On Quarter) Deposit growth is Positive


Capitalization

Another important indicator of Bank financial health is banks available capital. Available capital is calculated as Bank's assets minus its liabilities. Stronger capital means that more assets are available to cover potential losses.
Fidelity Bank's QOQ (Quarter On Quarter) Capitalization growth is Positive


Assets Growth

A strong track record of stable growth is Assets indicates the bank's ability to sustain in long term. You can check banks Assets history below over the period of time.
Fidelity Bank's QOQ (Quarter On Quarter) Asset growth is Positive


Financial Health Chart (Figures in USD Thousands)

Q:Y

Total Deposits Total Assets Total Liabilities Capitali-
zation
Non-Current Loans and Leases Other Real Estate Owned Total Equity Capital Loan Loss Allowance TX Ratio
Q1:15 2,658 3,202 2,899 303 37 20 303 24 17.58%
Q4:14 2,466 3,083 2,792 291 40 23 291 25 19.92%
Q3:14 2,468 2,860 2,576 283 43 27 283 28 22.37%
Q2:14 2,236 2,734 2,459 275 48 27 275 29 24.59%
Q1:14 2,212 2,551 2,285 266 55 25 266 31 26.91%
Q4:13 2,214 2,561 2,302 259 56 31 259 34 29.72%
Q3:13 2,180 2,564 2,308 256 54 34 256 34 30.42%
Q2:13 2,237 2,673 2,426 247 62 41 247 33 36.73%
Q1:13 2,074 2,530 2,291 239 72 39 239 34 40.80%
Q4:12 2,084 2,474 2,242 232 72 40 232 34 41.97%
Q3:12 2,019 2,439 2,212 227 78 45 227 31 47.68%
Q2:12 2,004 2,412 2,194 218 78 42 218 27 48.99%
Q1:12 1,885 2,211 2,001 210 77 25 210 29 42.86%
Q4:11 1,890 2,232 2,027 205 71 30 205 28 43.58%
Q3:11 1,784 2,106 1,906 200 61 24 200 29 37.46%
Q2:11 1,723 2,041 1,845 196 70 21 196 30 40.21%
Q1:11 1,679 1,995 1,804 190 73 18 190 30 41.30%
Q4:10 1,615 1,943 1,754 188 77 21 188 28 44.89%
Q3:10 1,562 1,875 1,689 185 61 21 185 28 38.33%
Q2:10 1,566 1,881 1,698 182 59 22 182 27 38.56%
Q1:10 1,568 1,880 1,704 176 63 25 176 29 42.82%
Q4:09 1,552 1,846 1,671 175 70 22 175 30 44.68%
Q3:09 1,608 1,907 1,731 176 83 21 176 36 49.53%
Q2:09 1,567 1,890 1,718 172 92 25 172 37 55.78%
Q1:09 1,534 1,871 1,695 176 105 16 176 36 57.64%
Note:Financial data is valid as of 31-03-2015


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Top 10 biggest Banks by Assets
JPMorgan Chase Bank, National Association(18409) - 2,096,114,000 USD
Bank of America, National Association(18409) - 1,599,746,000 USD
Wells Fargo Bank, National Association(18409) - 1,571,389,000 USD
Citibank, National Association(18409) - 1,335,871,000 USD
Wachovia Bank, National Association(18409) - 510,083,000 USD
U.S. Bank National Association(18409) - 405,363,173 USD
PNC Bank, National Association(18409) - 340,231,492 USD
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(Figures in USD Thousands)
Top 10 biggest Banks by Deposits
JPMorgan Chase Bank, National Association(18409) - 1,426,389,000 USD
Wells Fargo Bank, National Association(18409) - 1,244,822,000 USD
Bank of America, National Association(18409) - 1,240,222,000 USD
Citibank, National Association(18409) - 937,406,000 USD
Wachovia Bank, National Association(18409) - 355,574,000 USD
U.S. Bank National Association(18409) - 297,444,787 USD
The Bank of New York Mellon(18409) - 272,820,000 USD
PNC Bank, National Association(18409) - 242,004,434 USD
State Street Bank and Trust Company(18409) - 217,252,792 USD
Capital One, National Association(18409) - 198,745,120 USD
(Figures in USD Thousands)
Note: Financial data for American banks are derived from Federal Reserve website www.fededirectory.frb.org. We do not gurantee for it's for correctness.We are not liable or responsible for any loss due to information on this website.