A J Smith Federal Savings Bank (27831)

Financial Health

Texas Ratio

The Texas Ratio is easy and effective way to determine the overall credit troubles by financial institutions. Developed at RBC Capital Markets,It is computed by dividing the value of the lender's non-performing assets (Non performing loans + Real Estate Owned) by the sum of its tangible common equity capital and loan loss reserves
Based on the financial data, A J Smith Federal Savings Bank has Texas ratio as 14.80% which is considered as Low Risk.

       Texas Ratio: 14.80% - Low Risk

Deposit Growth

Increase in the deposit growth in the Bank is a indicator of people trust in the Bank. It also strengthen the balance sheet of the bank. You can check the deposit history in the bank below over the period of time. A strong track record of stable growth is an indicator of consumer confidence and the bank's ability to sustain in the market.
A J Smith Federal Savings Bank's QOQ (Quarter On Quarter) Deposit growth is Positive


Capitalization

Another important indicator of Bank financial health is banks available capital. Available capital is calculated as Bank's assets minus its liabilities. Stronger capital means that more assets are available to cover potential losses.
A J Smith Federal Savings Bank's QOQ (Quarter On Quarter) Capitalization growth is Positive


Assets Growth

A strong track record of stable growth is Assets indicates the bank's ability to sustain in long term. You can check banks Assets history below over the period of time.
A J Smith Federal Savings Bank's QOQ (Quarter On Quarter) Asset growth is


Financial Health Chart (Figures in USD Thousands)

Q:Y

Total Deposits Total Assets Total Liabilities Capitali-
zation
Non-Current Loans and Leases Other Real Estate Owned Total Equity Capital Loan Loss Allowance TX Ratio
Q1:15 170 210 180 30 3 2 30 1 14.80%
Q4:14 169 217 186 31 3 2 31 1 14.79%
Q3:14 167 216 185 31 3 1 31 1 13.31%
Q2:14 171 222 192 30 4 2 30 1 18.97%
Q1:14 168 216 187 29 3 2 29 1 19.34%
Q4:13 170 221 193 28 3 3 28 1 19.93%
Q3:13 179 225 202 23 3 3 23 1 24.42%
Q2:13 169 216 193 23 4 3 23 1 28.61%
Q1:13 172 218 195 23 3 3 23 2 26.78%
Q4:12 172 221 198 23 4 3 23 2 28.19%
Q3:12 174 227 203 24 4 3 24 2 30.52%
Q2:12 174 228 204 23 4 3 23 2 28.46%
Q1:12 176 228 205 23 3 3 23 2 25.38%
Q4:11 184 240 217 23 3 4 23 2 25.15%
Q3:11 184 242 218 23 2 4 23 2 20.30%
Q2:11 186 245 222 23 3 3 23 2 21.18%
Q1:11 195 253 230 24 3 3 24 2 25.39%
Q4:10 199 250 227 23 3 3 23 2 26.51%
Q3:10 209 255 231 24 5 4 24 2 33.24%
Q2:10 206 253 228 25 5 3 25 2 27.72%
Q1:10 198 247 224 24 4 3 24 3 27.10%
Q4:09 197 251 228 23 5 3 23 3 29.96%
Q3:09 183 237 211 27 5 3 27 2 30.27%
Q2:09 178 240 214 26 3 3 26 2 20.39%
Q1:09 178 238 211 26 6 0 26 3 19.02%
Note:Financial data is valid as of 31-03-2015


Top 10 biggest Banks by number of Branches
Wells Fargo Bank, National Association (3511) - 6282 Branches
Jpmorgan Chase Bank, National Association (628) - 5777 Branches
Bank Of America, National Association (3510) - 5123 Branches
U.S. Bank National Association (6548) - 3221 Branches
Pnc Bank, National Association (6384) - 2796 Branches
Branch Banking And Trust Company (9846) - 2178 Branches
Regions Bank (12368) - 1646 Branches
Suntrust Bank (867) - 1479 Branches
Fifth Third Bank (6672) - 1345 Branches
Td Bank, National Association (18409) - 1319 Branches
Top 10 biggest Banks by Assets
JPMorgan Chase Bank, National Association(18409) - 2,096,114,000 USD
Bank of America, National Association(18409) - 1,599,746,000 USD
Wells Fargo Bank, National Association(18409) - 1,571,389,000 USD
Citibank, National Association(18409) - 1,335,871,000 USD
Wachovia Bank, National Association(18409) - 510,083,000 USD
U.S. Bank National Association(18409) - 405,363,173 USD
PNC Bank, National Association(18409) - 340,231,492 USD
Bank of America, National Association(18409) - 322,913,000 USD
The Bank of New York Mellon(18409) - 316,699,000 USD
Washington Mutual Bank(18409) - 307,021,614 USD
(Figures in USD Thousands)
Top 10 biggest Banks by Deposits
JPMorgan Chase Bank, National Association(18409) - 1,426,389,000 USD
Wells Fargo Bank, National Association(18409) - 1,244,822,000 USD
Bank of America, National Association(18409) - 1,240,222,000 USD
Citibank, National Association(18409) - 937,406,000 USD
Wachovia Bank, National Association(18409) - 355,574,000 USD
U.S. Bank National Association(18409) - 297,444,787 USD
The Bank of New York Mellon(18409) - 272,820,000 USD
PNC Bank, National Association(18409) - 242,004,434 USD
State Street Bank and Trust Company(18409) - 217,252,792 USD
Capital One, National Association(18409) - 198,745,120 USD
(Figures in USD Thousands)
Note: Financial data for American banks are derived from Federal Reserve website www.fededirectory.frb.org. We do not gurantee for it's for correctness.We are not liable or responsible for any loss due to information on this website.